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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,673 | $85,766+67.5% | $136,298+5.4% | $70,126+104.9% |
| Participation rate | 93.3% | 74.2%+19.2pp | 81.9%+11.4pp | 69.5%+23.8pp |
| Annual return | 17.58% | 31.46%-13.9pp | 5156.27%-5138.7pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,965 | $2,966-33.7% | $4,696-58.1% | $2,343-16.1% |
| Participant deferral / active EE | $6,053 | $5,051+19.8% | $6,247-3.1% | $3,332+81.7% |
| Admin fee / account holder | $1,477 | $5,421-72.8% | $9,244-84.0% | $4,645-68.2% |