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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,222 | $92,766+101.8% | $82,763+126.2% | $134,545+39.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -12.08% | 946.97%-959.1pp | 702.45%-714.5pp | 418.37%-430.4pp |
| Employer contribution / active EE | $1,932 | $3,273-41.0% | $3,008-35.8% | $4,742-59.2% |
| Participant deferral / active EE | $6,965 | $4,802+45.0% | $4,395+58.5% | $6,401+8.8% |
| Admin fee / account holder | $84,129 | $5,978+1307.4% | $5,325+1479.8% | $11,431+636.0% |