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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,260 | $90,607+101.2% | $79,467+129.4% | $135,380+34.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -5.03% | 977.74%-982.8pp | 718.30%-723.3pp | 519.81%-524.8pp |
| Employer contribution / active EE | $1,654 | $3,068-46.1% | $2,800-40.9% | $4,779-65.4% |
| Participant deferral / active EE | $5,845 | $4,050+44.3% | $3,704+57.8% | $5,609+4.2% |
| Admin fee / account holder | $7,185 | $5,895+21.9% | $5,104+40.8% | $10,828-33.6% |