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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,205 | $103,038+88.5% | $90,324+115.0% | $152,909+27.0% |
| Participation rate | 91.7% | 75.9%+15.8pp | 73.3%+18.4pp | 82.5%+9.2pp |
| Annual return | 13.31% | 95.25%-81.9pp | 78.15%-64.8pp | 345.46%-332.2pp |
| Employer contribution / active EE | $1,346 | $3,141-57.1% | $2,856-52.9% | $4,764-71.7% |
| Participant deferral / active EE | $5,373 | $4,282+25.5% | $3,885+38.3% | $5,851-8.2% |
| Admin fee / account holder | $4,818 | $6,177-22.0% | $5,356-10.0% | $11,601-58.5% |