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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,082 | $99,011+47.5% | $86,582+68.7% | $147,586-1.0% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 17.42% | 1312.75%-1295.3pp | 965.08%-947.7pp | 578.59%-561.2pp |
| Employer contribution / active EE | $5,396 | $3,132+72.3% | $2,839+90.0% | $4,876+10.7% |
| Participant deferral / active EE | $7,587 | $3,972+91.0% | $3,609+110.3% | $5,439+39.5% |
| Admin fee / account holder | $2,413 | $5,709-57.7% | $4,904-50.8% | $10,886-77.8% |