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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,800 | $150,447-67.6% | $136,298-64.2% | $147,586-66.9% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 11.37% | 1049.15%-1037.8pp | 5156.27%-5144.9pp | 578.59%-567.2pp |
| Employer contribution / active EE | $1,919 | $5,256-63.5% | $4,696-59.1% | $4,876-60.7% |
| Participant deferral / active EE | $5,505 | $6,631-17.0% | $6,247-11.9% | $5,439+1.2% |
| Admin fee / account holder | $9,354 | $10,906-14.2% | $9,244+1.2% | $10,886-14.1% |