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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,067 | $176,105-68.2% | $159,474-64.8% | $167,536-66.5% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 15.93% | 331.91%-316.0pp | 263.68%-247.8pp | 478.82%-462.9pp |
| Employer contribution / active EE | $5,470 | $5,299+3.2% | $4,831+13.2% | $4,839+13.0% |
| Participant deferral / active EE | $8,048 | $7,751+3.8% | $7,353+9.5% | $6,342+26.9% |
| Admin fee / account holder | $866 | $12,559-93.1% | $10,802-92.0% | $12,315-93.0% |