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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,066 | $160,040-34.3% | $147,096-28.6% | $145,877-28.0% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 13.56% | 98.49%-84.9pp | 419.75%-406.2pp | 551.28%-537.7pp |
| Employer contribution / active EE | $3,127 | $5,289-40.9% | $4,936-36.7% | $4,663-32.9% |
| Participant deferral / active EE | $7,778 | $8,429-7.7% | $8,071-3.6% | $6,691+16.3% |
| Admin fee / account holder | $3,305 | $15,050-78.0% | $13,005-74.6% | $13,402-75.3% |