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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,168 | $138,366+124.9% | $184,185+68.9% | $80,911+284.6% |
| Participation rate | 98.4% | 83.9%+14.5pp | 86.8%+11.6pp | 67.6%+30.7pp |
| Annual return | 17.28% | 20.02%-2.7pp | 28.81%-11.5pp | 35.63%-18.3pp |
| Employer contribution / active EE | $17,557 | $4,849+262.1% | $6,426+173.2% | $2,756+537.1% |
| Participant deferral / active EE | $16,474 | $7,074+132.9% | $9,132+80.4% | $4,297+283.4% |
| Admin fee / account holder | $3,408 | $10,484-67.5% | $13,909-75.5% | $6,935-50.9% |