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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,806 | $125,797+107.3% | $170,043+53.4% | $75,173+246.9% |
| Participation rate | 98.2% | 83.6%+14.6pp | 87.0%+11.2pp | 67.2%+31.0pp |
| Annual return | 19.86% | 27.20%-7.3pp | 53.40%-33.5pp | 160.72%-140.9pp |
| Employer contribution / active EE | $14,610 | $4,616+216.5% | $6,790+115.2% | $2,671+447.0% |
| Participant deferral / active EE | $13,353 | $6,838+95.3% | $10,410+28.3% | $4,126+223.6% |
| Admin fee / account holder | $4,798 | $8,177-41.3% | $12,824-62.6% | $5,651-15.1% |