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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,005 | $110,083+139.8% | $151,639+74.1% | $68,486+285.5% |
| Participation rate | 97.7% | 84.0%+13.8pp | 87.5%+10.2pp | 67.9%+29.8pp |
| Annual return | -18.55% | -10.12%-8.4pp | 3.34%-21.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $25,524 | $4,470+471.0% | $6,165+314.0% | $2,597+883.0% |
| Participant deferral / active EE | $14,082 | $6,526+115.8% | $8,363+68.4% | $4,028+249.6% |
| Admin fee / account holder | $1,031 | $7,718-86.6% | $11,613-91.1% | $5,404-80.9% |