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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALLIANCE PENSION CONSULTANTS Service code 18 · EIN 36-4389114 | Custodial (other than securities); Co... | $21,888 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Consulting fees; Custodial (securitie... | $2,904 |
CHARLES SCHWAB & CO., INC.5+ years Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,268 | $45,022-70.5% | $85,126-84.4% | $77,714-82.9% |
| Participation rate | 40.9% | 48.7%-7.8pp | 67.5%-26.6pp | 70.6%-29.7pp |
| Annual return | 16.77% | 79.38%-62.6pp | 66.63%-49.9pp | 31.26%-14.5pp |
| Employer contribution / active EE | $1,142 | $1,610-29.1% | $2,731-58.2% | $2,727-58.1% |
| Participant deferral / active EE | $1,680 | $2,811-40.2% | $4,523-62.9% | $4,649-63.9% |
| Admin fee / account holder | $41 | $913-95.5% | $6,160-99.3% | $433-90.5% |