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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALLIANCE PENSION CONSULTANTS Service code 18 · EIN 36-4389114 | Consulting fees; Custodial (other tha... | $21,888 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (securities); Custodial (ot... | $2,904 |
CHARLES SCHWAB & CO., INC.5+ years Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,268 | $45,031-70.5% | $85,009-84.4% | $77,671-82.9% |
| Participation rate | 40.9% | 48.7%-7.8pp | 67.5%-26.6pp | 70.6%-29.7pp |
| Annual return | 16.77% | 79.22%-62.4pp | 66.47%-49.7pp | 31.21%-14.4pp |
| Employer contribution / active EE | $1,142 | $1,609-29.0% | $2,728-58.1% | $2,726-58.1% |
| Participant deferral / active EE | $1,680 | $2,807-40.1% | $4,522-62.8% | $4,648-63.8% |
| Admin fee / account holder | $41 | $912-95.5% | $6,153-99.3% | $430-90.4% |