Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (other than securities); Co... | $2,438 |
CHARLES SCHWAB & CO., INC.3+ years Service code 18 · EIN 94-1737782 | Shareholder servicing fees; Consultin... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,920 | $34,634-71.4% | $77,096-87.1% | $64,819-84.7% |
| Participation rate | 47.6% | 49.8%-2.2pp | 67.9%-20.3pp | 71.5%-23.9pp |
| Annual return | -14.48% | -5.31%-9.2pp | 42.35%-56.8pp | 32.84%-47.3pp |
| Employer contribution / active EE | $757 | $1,385-45.3% | $2,814-73.1% | $2,507-69.8% |
| Participant deferral / active EE | $1,521 | $2,553-40.4% | $4,429-65.7% | $4,311-64.7% |
| Admin fee / account holder | $31 | $178-82.6% | $5,428-99.4% | $188-83.4% |