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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $3,145 |
Service code 10 · EIN 59-3033722 | Accounting | $2,175 |
ASCENSUS LLC1 year Filed as: ASCENSUS, LLC Service code 53 · EIN 11-3665754 | Insurance Commissions | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,991 | $101,672-69.5% | $147,117-78.9% | $74,478-58.4% |
| Participation rate | 84.4% | 75.5%+8.8pp | 82.2%+2.2pp | 67.2%+17.1pp |
| Annual return | 20.21% | 8757.83%-8737.6pp | 420.54%-400.3pp | 1370.56%-1350.4pp |
| Employer contribution / active EE | $2,755 | $3,813-27.7% | $4,932-44.1% | $2,626+4.9% |
| Participant deferral / active EE | $4,449 | $7,305-39.1% | $8,065-44.8% | $4,350+2.3% |
| Admin fee / account holder | $22 | $1,753-98.8% | $12,993-99.8% | $1,946-98.9% |