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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CHRISTENSEN GROUP FINANCIAL Service code 27 9855 W 78TH STREET · EDEN PRAIRIE, MN 55344 | Advisory (Plan) | $35,000 |
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $9,530 |
ASCENSUS LLC1 year Filed as: FUTURE PLAN BY ASCENSUS. Service code 13 415 8TH AVE NE · BRAINERD, MN 56401 | Contract Administrator | $6,954 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,356 | $101,672+61.7% | $147,117+11.7% | $74,478+120.7% |
| Participation rate | 85.6% | 75.5%+10.1pp | 82.2%+3.4pp | 67.2%+18.4pp |
| Annual return | 17.16% | 8757.83%-8740.7pp | 420.54%-403.4pp | 1370.56%-1353.4pp |
| Employer contribution / active EE | $4,001 | $3,813+4.9% | $4,932-18.9% | $2,626+52.3% |
| Participant deferral / active EE | $8,075 | $7,305+10.5% | $8,065+0.1% | $4,350+85.6% |
| Admin fee / account holder | $305 | $1,753-82.6% | $12,993-97.7% | $1,946-84.3% |