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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,635 | $132,099-58.6% | $115,599-52.7% | $138,895-60.7% |
| Participation rate | 95.2% | 77.9%+17.4pp | 74.3%+21.0pp | 79.9%+15.3pp |
| Annual return | 22.22% | 176.76%-154.5pp | 111.10%-88.9pp | 145.39%-123.2pp |
| Employer contribution / active EE | $3,723 | $3,416+9.0% | $2,955+26.0% | $4,194-11.2% |
| Participant deferral / active EE | $6,626 | $5,617+18.0% | $4,889+35.5% | $6,396+3.6% |
| Admin fee / account holder | $3,165 | $15,650-79.8% | $12,841-75.3% | $12,562-74.8% |