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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,359 | $125,237-67.8% | $105,608-61.8% | $145,877-72.3% |
| Participation rate | 90.0% | 77.7%+12.3pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 13.27% | 225.76%-212.5pp | 116.50%-103.2pp | 551.28%-538.0pp |
| Employer contribution / active EE | $3,001 | $3,720-19.3% | $3,167-5.2% | $4,663-35.6% |
| Participant deferral / active EE | $6,137 | $5,711+7.5% | $5,010+22.5% | $6,691-8.3% |
| Admin fee / account holder | $623 | $17,287-96.4% | $11,028-94.4% | $13,402-95.4% |