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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $4,103 |
Filed as: DYATECH LLC Service code 15 · EIN 64-0936231 | Recordkeeping | $750 |
Filed as: DYATECH Service code 49 · EIN 64-0936231 | Other Services | $0 |
MORNINGSTAR1 year Service code 27 · EIN 36-3297908 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,893 | $65,390-83.3% | $169,385-93.6% | $71,495-84.8% |
| Participation rate | 66.2% | 67.0%-0.8pp | 77.2%-11.0pp | 67.9%-1.8pp |
| Annual return | 19.66% | 21.31%-1.7pp | 405.82%-386.2pp | 28.85%-9.2pp |
| Employer contribution / active EE | $1,056 | $2,079-49.2% | $4,012-73.7% | $2,589-59.2% |
| Participant deferral / active EE | $2,710 | $4,367-37.9% | $6,221-56.4% | $4,291-36.8% |
| Admin fee / account holder | $82 | $1,324-93.8% | $9,011-99.1% | $1,588-94.8% |