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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,266 | $62,132-88.3% | $185,835-96.1% | $73,493-90.1% |
| Participation rate | 80.4% | 67.8%+12.6pp | 78.0%+2.4pp | 70.7%+9.7pp |
| Annual return | 26.84% | 20.44%+6.4pp | 35.96%-9.1pp | 28.51%-1.7pp |
| Employer contribution / active EE | $620 | $1,681-63.1% | $4,087-84.8% | $2,270-72.7% |
| Participant deferral / active EE | $1,501 | $3,711-59.6% | $5,633-73.4% | $3,740-59.9% |
| Admin fee / account holder | $83 | $419-80.1% | $9,502-99.1% | $513-83.8% |