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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,668 | $72,071+680.7% | $68,368+723.0% | $137,256+309.9% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 17.21% | 353.14%-335.9pp | 292.57%-275.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $8,983 | $2,788+222.2% | $2,649+239.1% | $4,156+116.2% |
| Participant deferral / active EE | $8,985 | $4,410+103.7% | $4,123+117.9% | $6,407+40.2% |
| Admin fee / account holder | $2,349 | $5,336-56.0% | $5,150-54.4% | $12,270-80.9% |