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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,615 | $100,911+63.1% | $90,440+82.0% | $158,966+3.6% |
| Participation rate | 75.0% | 75.0%0pp | 72.7%+2.3pp | 82.0%-7.0pp |
| Annual return | 20.66% | 1726.62%-1706.0pp | 1294.38%-1273.7pp | 302.95%-282.3pp |
| Employer contribution / active EE | $6,446 | $3,690+74.7% | $3,263+97.5% | $4,762+35.3% |
| Participant deferral / active EE | $6,446 | $4,348+48.2% | $3,964+62.6% | $5,983+7.7% |
| Admin fee / account holder | $1,066 | $6,507-83.6% | $5,615-81.0% | $11,250-90.5% |