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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,739 | $75,962-89.8% | $154,108-95.0% | $64,173-87.9% |
| Participation rate | 50.0% | 70.4%-20.4pp | 83.0%-33.0pp | 69.6%-19.6pp |
| Annual return | -2.99% | 30.32%-33.3pp | 735.21%-738.2pp | 7.63%-10.6pp |
| Employer contribution / active EE | $953 | $3,350-71.5% | $5,298-82.0% | $2,381-60.0% |
| Participant deferral / active EE | $1,454 | $3,175-54.2% | $5,081-71.4% | $3,470-58.1% |
| Admin fee / account holder | $276 | $5,589-95.1% | $13,411-97.9% | $4,887-94.4% |