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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,706 | $73,863-78.7% | $143,797-89.1% | $68,490-77.1% |
| Participation rate | 72.5% | 66.7%+5.8pp | 80.3%-7.9pp | 67.9%+4.6pp |
| Annual return | -19.91% | 0.91%-20.8pp | -0.04%-19.9pp | -7.85%-12.1pp |
| Employer contribution / active EE | $1,833 | $3,185-42.4% | $4,952-63.0% | $2,597-29.4% |
| Participant deferral / active EE | $2,945 | $3,385-13.0% | $5,638-47.8% | $4,028-26.9% |
| Admin fee / account holder | $819 | $5,756-85.8% | $14,679-94.4% | $5,403-84.8% |