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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,215 | $91,167-86.6% | $178,498-93.2% | $79,858-84.7% |
| Participation rate | 62.8% | 69.2%-6.4pp | 81.9%-19.1pp | 69.6%-6.8pp |
| Annual return | 29.15% | 24.19%+5.0pp | 151.09%-121.9pp | 31.72%-2.6pp |
| Employer contribution / active EE | $994 | $3,255-69.5% | $5,011-80.2% | $2,471-59.8% |
| Participant deferral / active EE | $1,655 | $3,236-48.8% | $5,202-68.2% | $3,740-55.7% |
| Admin fee / account holder | $263 | $6,747-96.1% | $13,985-98.1% | $5,306-95.0% |