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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,614 | $198,457-84.6% | $170,435-82.0% | $147,586-79.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 6.89% | 257.30%-250.4pp | 205.94%-199.0pp | 578.59%-571.7pp |
| Employer contribution / active EE | $7,959 | $6,183+28.7% | $5,432+46.5% | $4,876+63.2% |
| Participant deferral / active EE | $3,064 | $5,629-45.6% | $4,939-38.0% | $5,439-43.7% |
| Admin fee / account holder | $99,014 | $16,852+487.5% | $13,881+613.3% | $10,886+809.6% |