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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,668 | $217,432-72.1% | $185,851-67.4% | $167,553-63.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.34% | 148.43%-135.1pp | 122.11%-108.8pp | 478.89%-465.6pp |
| Employer contribution / active EE | $6,422 | $5,874+9.3% | $5,168+24.3% | $4,840+32.7% |
| Participant deferral / active EE | $6,807 | $6,357+7.1% | $5,569+22.2% | $6,343+7.3% |
| Admin fee / account holder | $19,505 | $19,820-1.6% | $16,245+20.1% | $12,316+58.4% |