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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,477 | $209,422-64.4% | $178,503-58.3% | $158,982-53.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.11% | 188.81%-172.7pp | 151.12%-135.0pp | 302.99%-286.9pp |
| Employer contribution / active EE | $8,534 | $5,707+49.5% | $5,011+70.3% | $4,763+79.2% |
| Participant deferral / active EE | $7,921 | $5,955+33.0% | $5,202+52.3% | $5,983+32.4% |
| Admin fee / account holder | $9,579 | $17,079-43.9% | $13,987-31.5% | $11,252-14.9% |