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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,833 | $114,013-94.0% | $103,693-93.4% | $155,188-95.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 14.43% | 49.31%-34.9pp | 47.61%-33.2pp | 148.84%-134.4pp |
| Employer contribution / active EE | $1,990 | $3,131-36.4% | $2,920-31.8% | $4,248-53.1% |
| Participant deferral / active EE | $2,353 | $4,970-52.7% | $4,579-48.6% | $6,531-64.0% |
| Admin fee / account holder | $3,676 | $8,407-56.3% | $7,858-53.2% | $14,480-74.6% |