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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,478 | $100,911-96.6% | $90,440-96.2% | $158,966-97.8% |
| Participation rate | 86.7% | 75.0%+11.6pp | 72.7%+14.0pp | 82.0%+4.7pp |
| Annual return | 41.20% | 1726.62%-1685.4pp | 1294.38%-1253.2pp | 302.95%-261.7pp |
| Employer contribution / active EE | $1,662 | $3,690-55.0% | $3,263-49.1% | $4,762-65.1% |
| Participant deferral / active EE | $2,046 | $4,348-53.0% | $3,964-48.4% | $5,983-65.8% |
| Admin fee / account holder | $1,036 | $6,507-84.1% | $5,615-81.5% | $11,250-90.8% |