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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,881 | $114,119-92.2% | $107,187-91.7% | $138,895-93.6% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 79.9%+12.9pp |
| Annual return | 21.20% | 273.21%-252.0pp | 204.55%-183.3pp | 145.39%-124.2pp |
| Employer contribution / active EE | $1,562 | $4,059-61.5% | $3,782-58.7% | $4,194-62.8% |
| Participant deferral / active EE | $3,904 | $5,538-29.5% | $5,096-23.4% | $6,396-39.0% |
| Admin fee / account holder | $742 | $10,024-92.6% | $9,162-91.9% | $12,562-94.1% |