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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,236 | $111,814-92.6% | $103,378-92.0% | $145,978-94.4% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 16.05% | 24.80%-8.8pp | 24.91%-8.9pp | 550.52%-534.5pp |
| Employer contribution / active EE | $1,874 | $4,215-55.5% | $3,870-51.6% | $4,662-59.8% |
| Participant deferral / active EE | $4,165 | $5,618-25.9% | $5,058-17.6% | $6,690-37.7% |
| Admin fee / account holder | $878 | $9,764-91.0% | $8,401-89.5% | $13,400-93.4% |