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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,474 | $106,247-93.9% | $96,515-93.3% | $139,466-95.4% |
| Participation rate | 84.6% | 77.8%+6.8pp | 74.3%+10.3pp | 80.3%+4.3pp |
| Annual return | 25.32% | 38.47%-13.1pp | 35.73%-10.4pp | 373.66%-348.3pp |
| Employer contribution / active EE | $1,605 | $4,106-60.9% | $3,740-57.1% | $4,754-66.2% |
| Participant deferral / active EE | $3,486 | $5,456-36.1% | $4,880-28.6% | $6,712-48.1% |
| Admin fee / account holder | $1,100 | $7,885-86.1% | $6,735-83.7% | $11,409-90.4% |