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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,201 | $57,061-76.9% | $85,063-84.5% | $80,911-83.7% |
| Participation rate | 66.7% | 56.3%+10.3pp | 67.5%-0.8pp | 67.6%-1.0pp |
| Annual return | 9.85% | 21.66%-11.8pp | 66.54%-56.7pp | 35.63%-25.8pp |
| Employer contribution / active EE | $992 | $1,799-44.9% | $2,727-63.6% | $2,756-64.0% |
| Participant deferral / active EE | $1,953 | $3,110-37.2% | $4,523-56.8% | $4,297-54.6% |
| Admin fee / account holder | $170 | $4,986-96.6% | $6,155-97.2% | $6,935-97.6% |