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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,024 | $49,891-79.9% | $80,607-87.6% | $75,181-86.7% |
| Participation rate | 96.9% | 55.3%+41.6pp | 67.0%+29.9pp | 67.2%+29.7pp |
| Annual return | 10.88% | 34.67%-23.8pp | 936.11%-925.2pp | 160.69%-149.8pp |
| Employer contribution / active EE | $940 | $1,698-44.7% | $2,724-65.5% | $2,671-64.8% |
| Participant deferral / active EE | $2,141 | $2,991-28.4% | $4,448-51.9% | $4,126-48.1% |
| Admin fee / account holder | $702 | $3,578-80.4% | $5,379-87.0% | $5,650-87.6% |