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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,633 | $52,279-85.4% | $89,414-91.5% | $79,852-90.4% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 12.02% | 22.16%-10.1pp | 245.50%-233.5pp | 31.72%-19.7pp |
| Employer contribution / active EE | $2,048 | $1,572+30.3% | $2,586-20.8% | $2,471-17.1% |
| Participant deferral / active EE | $1,765 | $2,740-35.6% | $3,890-54.6% | $3,740-52.8% |
| Admin fee / account holder | $1,165 | $3,356-65.3% | $4,883-76.1% | $5,306-78.0% |