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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,551 | $102,393-44.8% | $147,041-61.5% | $80,911-30.1% |
| Participation rate | 60.9% | 75.9%-15.0pp | 82.2%-21.3pp | 67.6%-6.8pp |
| Annual return | 14.66% | 134.95%-120.3pp | 419.21%-404.5pp | 35.63%-21.0pp |
| Employer contribution / active EE | $3,016 | $3,715-18.8% | $4,935-38.9% | $2,756+9.5% |
| Participant deferral / active EE | $6,905 | $6,647+3.9% | $8,071-14.4% | $4,297+60.7% |
| Admin fee / account holder | $12,396 | $7,943+56.0% | $13,006-4.7% | $6,935+78.7% |