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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,863 | $93,598-37.1% | $135,974-56.7% | $75,173-21.7% |
| Participation rate | 39.1% | 75.2%-36.1pp | 81.9%-42.9pp | 67.2%-28.1pp |
| Annual return | 25.05% | 30.89%-5.8pp | 68.30%-43.3pp | 160.72%-135.7pp |
| Employer contribution / active EE | $3,861 | $3,538+9.1% | $4,859-20.5% | $2,671+44.6% |
| Participant deferral / active EE | $8,371 | $6,405+30.7% | $7,760+7.9% | $4,126+102.9% |
| Admin fee / account holder | $4,636 | $6,978-33.6% | $10,767-56.9% | $5,651-18.0% |