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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,263 | $105,198-63.6% | $159,455-76.0% | $85,856-55.4% |
| Participation rate | 78.9% | 75.8%+3.1pp | 82.8%-4.0pp | 69.3%+9.6pp |
| Annual return | 19.22% | 45.08%-25.9pp | 263.63%-244.4pp | 318.58%-299.4pp |
| Employer contribution / active EE | $3,305 | $3,319-0.4% | $4,830-31.6% | $2,565+28.9% |
| Participant deferral / active EE | $6,305 | $5,946+6.0% | $7,353-14.3% | $3,952+59.5% |
| Admin fee / account holder | $1,001 | $6,934-85.6% | $10,800-90.7% | $6,261-84.0% |