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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,679 | $78,197-76.1% | $98,090-81.0% | $82,637-77.4% |
| Participation rate | 93.0% | 77.5%+15.6pp | 81.5%+11.5pp | 68.1%+25.0pp |
| Annual return | 26.25% | 40.25%-14.0pp | 37.05%-10.8pp | 53.51%-27.3pp |
| Employer contribution / active EE | $1,083 | $2,605-58.4% | $3,606-70.0% | $2,552-57.6% |
| Participant deferral / active EE | $8,145 | $6,636+22.7% | $7,845+3.8% | $4,126+97.4% |
| Admin fee / account holder | $548 | $14,832-96.3% | $11,815-95.4% | $7,339-92.5% |