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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,679 | $78,520-76.2% | $96,576-80.7% | $82,448-77.3% |
| Participation rate | 93.0% | 77.7%+15.3pp | 81.4%+11.6pp | 68.1%+25.0pp |
| Annual return | 26.25% | 41.30%-15.0pp | 38.47%-12.2pp | 41.64%-15.4pp |
| Employer contribution / active EE | $1,083 | $2,630-58.8% | $3,553-69.5% | $2,551-57.5% |
| Participant deferral / active EE | $8,145 | $6,754+20.6% | $7,956+2.4% | $4,139+96.8% |
| Admin fee / account holder | $548 | $13,455-95.9% | $11,381-95.2% | $7,234-92.4% |