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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,970 | $77,492-85.8% | $100,398-89.1% | $80,911-86.4% |
| Participation rate | 91.9% | 76.9%+14.9pp | 81.5%+10.4pp | 67.6%+24.2pp |
| Annual return | 22.00% | 37.23%-15.2pp | 49.32%-27.3pp | 35.63%-13.6pp |
| Employer contribution / active EE | $500 | $2,800-82.2% | $3,946-87.3% | $2,756-81.9% |
| Participant deferral / active EE | $7,750 | $6,817+13.7% | $8,084-4.1% | $4,297+80.4% |
| Admin fee / account holder | $1,906 | $5,892-67.7% | $7,893-75.9% | $6,935-72.5% |