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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,190 | $80,985-82.5% | $96,576-85.3% | $75,181-81.1% |
| Participation rate | 93.2% | 71.8%+21.5pp | 76.0%+17.3pp | 67.2%+26.0pp |
| Annual return | 20.95% | 27.05%-6.1pp | 25.87%-4.9pp | 160.69%-139.7pp |
| Employer contribution / active EE | $2,144 | $2,282-6.1% | $2,965-27.7% | $2,671-19.7% |
| Participant deferral / active EE | $6,866 | $3,929+74.8% | $4,851+41.6% | $4,126+66.4% |
| Admin fee / account holder | $3,954 | $6,719-41.1% | $8,253-52.1% | $5,650-30.0% |