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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,537 | $71,878-85.3% | $86,698-87.8% | $68,486-84.6% |
| Participation rate | 91.3% | 72.2%+19.1pp | 76.6%+14.7pp | 67.9%+23.4pp |
| Annual return | -16.07% | 3.53%-19.6pp | 35.95%-52.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $1,807 | $2,173-16.8% | $2,837-36.3% | $2,597-30.4% |
| Participant deferral / active EE | $5,505 | $3,779+45.7% | $4,656+18.2% | $4,028+36.7% |
| Admin fee / account holder | $2,031 | $6,113-66.8% | $7,493-72.9% | $5,404-62.4% |