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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,057 | $78,428-85.9% | $95,960-88.5% | $79,852-86.2% |
| Participation rate | 92.5% | 73.5%+19.0pp | 77.1%+15.4pp | 69.6%+22.9pp |
| Annual return | 34.75% | 19.37%+15.4pp | 91.63%-56.9pp | 31.72%+3.0pp |
| Employer contribution / active EE | $1,612 | $1,945-17.1% | $2,541-36.6% | $2,471-34.7% |
| Participant deferral / active EE | $4,296 | $3,440+24.9% | $4,167+3.1% | $3,740+14.9% |
| Admin fee / account holder | $537 | $5,622-90.4% | $6,797-92.1% | $5,306-89.9% |