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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,395 | $156,398-56.3% | $147,318-53.6% | $138,895-50.8% |
| Participation rate | 55.6% | 83.8%-28.2pp | 82.1%-26.5pp | 79.9%-24.4pp |
| Annual return | 15.97% | 78.75%-62.8pp | 70.43%-54.5pp | 145.39%-129.4pp |
| Employer contribution / active EE | $3,518 | $4,853-27.5% | $4,593-23.4% | $4,194-16.1% |
| Participant deferral / active EE | $5,312 | $8,237-35.5% | $7,906-32.8% | $6,396-16.9% |
| Admin fee / account holder | $308 | $14,976-97.9% | $13,708-97.8% | $12,562-97.5% |