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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,052 | $176,077-76.1% | $159,455-73.6% | $167,518-74.9% |
| Participation rate | 44.4% | 84.9%-40.5pp | 82.8%-38.4pp | 82.1%-37.7pp |
| Annual return | 14.43% | 331.83%-317.4pp | 263.63%-249.2pp | 478.71%-464.3pp |
| Employer contribution / active EE | $2,044 | $5,298-61.4% | $4,830-57.7% | $4,838-57.8% |
| Participant deferral / active EE | $3,565 | $7,751-54.0% | $7,353-51.5% | $6,342-43.8% |
| Admin fee / account holder | $3,028 | $12,556-75.9% | $10,800-72.0% | $12,312-75.4% |