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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,596 | $148,623-59.9% | $135,974-56.2% | $139,466-57.3% |
| Participation rate | 44.4% | 83.9%-39.4pp | 81.9%-37.5pp | 80.3%-35.9pp |
| Annual return | 16.06% | 79.30%-63.2pp | 68.30%-52.2pp | 373.66%-357.6pp |
| Employer contribution / active EE | $2,873 | $5,246-45.2% | $4,859-40.9% | $4,754-39.6% |
| Participant deferral / active EE | $4,495 | $8,103-44.5% | $7,760-42.1% | $6,712-33.0% |
| Admin fee / account holder | $2,629 | $12,406-78.8% | $10,767-75.6% | $11,409-77.0% |