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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,522 | $72,071-84.0% | $68,368-83.1% | $137,256-91.6% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 10.54% | 353.14%-342.6pp | 292.57%-282.0pp | 220.34%-209.8pp |
| Employer contribution / active EE | $1,184 | $2,788-57.5% | $2,649-55.3% | $4,156-71.5% |
| Participant deferral / active EE | $2,155 | $4,410-51.1% | $4,123-47.7% | $6,407-66.4% |
| Admin fee / account holder | $6,868 | $5,336+28.7% | $5,150+33.4% | $12,270-44.0% |