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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,522 | $70,366-83.6% | $66,674-82.7% | $138,895-91.7% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 10.54% | 386.41%-375.9pp | 321.24%-310.7pp | 145.39%-134.9pp |
| Employer contribution / active EE | $1,184 | $2,765-57.2% | $2,620-54.8% | $4,194-71.8% |
| Participant deferral / active EE | $2,155 | $4,374-50.7% | $4,084-47.2% | $6,396-66.3% |
| Admin fee / account holder | $6,868 | $5,262+30.5% | $5,098+34.7% | $12,562-45.3% |