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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $40,885 |
LPL FINANCIAL2 years Service code 15 · EIN 04-3046611 | Recordkeeping | $36,496 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,677 | $82,979-61.8% | $102,412-69.1% | $77,736-59.3% |
| Participation rate | 66.2% | 71.5%-5.4pp | 74.5%-8.3pp | 70.6%-4.4pp |
| Annual return | 13.12% | 19.11%-6.0pp | 24.94%-11.8pp | 31.26%-18.1pp |
| Employer contribution / active EE | $2,971 | $3,554-16.4% | $3,870-23.2% | $2,728+8.9% |
| Participant deferral / active EE | $5,676 | $4,109+38.1% | $5,060+12.2% | $4,651+22.1% |
| Admin fee / account holder | $342 | $639-46.4% | $8,388-95.9% | $433-21.0% |