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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,854 | $73,988-51.5% | $96,538-62.9% | $75,177-52.3% |
| Participation rate | 34.6% | 66.4%-31.8pp | 74.3%-39.7pp | 67.2%-32.6pp |
| Annual return | 20.12% | 26.73%-6.6pp | 35.74%-15.6pp | 160.75%-140.6pp |
| Employer contribution / active EE | $1,537 | $2,930-47.5% | $3,740-58.9% | $2,671-42.5% |
| Participant deferral / active EE | $3,138 | $3,660-14.3% | $4,880-35.7% | $4,126-24.0% |
| Admin fee / account holder | $286 | $5,220-94.5% | $6,737-95.8% | $5,651-94.9% |